Official guides / Enrolment & course planning
HELP loans for New Zealand citizens
Monash University
Last checked: 6 Oct 2026 UTCWhat this page covers
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If you're studying with us and are also a New Zealand citizen, you could be eligible for a HELP loan.
CSP students
If you're in a Commonwealth supported place (CSP), you could be eligible for:
- a HECS-HELP loan to pay your course fees
- an SA-HELP loan to pay your Student Services and Amenities Fee (SSAF)
- an OS-HELP loan for financial assistance to do part of your course overseas (to help cover expenses such as airfares and accommodation).
Domestic fee-paying students
If you're in a domestic fee-paying place, you could be eligible for a FEE-HELP loan to pay some or all of your course fees.
- To be eligible you must meet all criteria below:
- How to applySubmit the New Zealander HELP loans request ensuring you attach the three scanned documents specified on the form. HELP Applications close five days before each census date.Once you've applied for HELP and your application is approved, you don't need to apply again for that course. We'll assess your application and advise you of its progress by email to your student account.If your application for HECS-HELP is successfulIf you're in a Commonwealth supported place (CSP) and your application is successful, we'll give you instructions on how to complete the Request for Commonwealth support and HECS-HELP form. You complete these in the Web Enrolment System (WES).
- How to applySubmit the New Zealander HELP loans request ensuring you attach the three scanned documents specified on the form. HELP Applications close five days before each census date.Once you've applied for HELP and your application is approved, you don't need to apply again for that course. We'll assess your application and advise you of its progress by email to your student account.If your application is successfulIf your application is successful, we'll give you instructions on how to complete the official hard-copy Government HELP application. To finalise the application, you need to correctly complete and sign it and submit it to Monash Connect.Your application will take effect from the first census date on or after the date you submit the hard-copy Government form to Monash Connect.
- For full details, including how to apply and what to do if your application is successful, see OS-HELP loans.
- a total of 8 out of the 10 years immediately before the test day
- a total of 18 months out of the two years immediately before the test day