After you apply

1. Requirement for assessment

Your loan application will only be assessed when you have met these requirements:

• Supporting Documents your application is completed including all supporting documentation (if needed), by the application deadline. If further information is needed, we will contact the student during the assessment process.
• Monash Abroad Approval you have been approved by Monash Abroad for participation in an approved overseas study program.
• Host University Acceptance your acceptance has been received from the host institution (if applicable).
• Enrollment you are enrolled in the applicable unit(s) for the approved overseas study by your faculty/ies.

2. Selection Process

You will not be considered for an OS-HELP loan if;

• you have received two OS-HELP loans before, including from another higher education provider;
• your overseas study location is where the Australian Government smartraveller website has the advice at:
• you are encumbered; or
• you are on intermission.

• Reconsider your need to travel; or
• Do not travel.

Limited Loans

The Commonwealth Government allocates a limited number of OS-HELP loans to Monash each year. If there are insufficient loans available for eligible applicants, students will be selected using the following criteria:

• you have not previously received an OS-HELP loan;
• you have previously applied and been assessed ineligible for an OS-HELP loan, due to insufficient loans ;
• you are nearing completion of your studies;
• you can demonstrate significant financial disadvantage;
• you are applying for a smaller loan amount; and/or
• you have the highest Weighted Average Mark (WAM).

You may be awarded a loan less than the amount for which you applied.

Loan applications may be declined for students who are receiving scholarships, grants, subsidies or other forms of financial assistance that fully or partially fund their overseas study.

3. Application Outcome

You will be notified by Monash Abroad of the result of your application within two months of the term deadline. The outcome will be sent by email to your Monash student email address.

• Successful You will receive an email advising of the loan approval and the process for accepting your offer using the electronic Commonwealth Assessment Form (eCAF).
• Not Successful You will be advised of the reason for the rejection of your application.
• Appeal and Complaints Students dissatisfied with the outcome of their OS-HELP application may appeal the decision by email.