BFF5914 · Bank lending

Overview

Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.

Offerings

Assessment

The Handbook lists an examination for this unit.

Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.

Requisites

Learning outcomes

1. develop an understanding of the basic principles governing bank lending
2. develop an understanding of the framework within which bank lending decisions are made
3. develop an understanding of the analysis of financial statement of a company
4. develop analytical skills with regard to the management of credit risk and its measurement techniques
5. develop an understanding of new bank lending product development and its marketing
6. demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFC5914.

Workload

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.

Student experience, not official rules. Nothing here changes what the Handbook says.