BFM3150 · Personal finance in the digital age

Overview

This unit equips you with the knowledge and practical capabilities to take informed and disciplined control of your financial future in an increasingly digital and platform-driven world. You will develop the ability to build wealth deliberately, manage debt strategically, invest responsibly, and protect yourself against financial risks, while critically evaluating the fintech platforms and digital tools that shape modern financial decisions. Through applied modelling and real-world scenarios delivered in active-learning tutorials, you will construct structured financial projections, assess digital financial products, and develop a personalised financial blueprint aligned with your life goals. The unit emphasises disciplined decision-making, awareness of behavioural biases and the capacity to adapt under uncertainty. By the end of the semester, you will leave with a practical and adaptable plan to manage your finances responsibly in a rapidly evolving financial landscape.

Offerings

Assessment

The Handbook does not list a final examination among the assessment items. That is not a guarantee there is none.

Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.

Requisites

The Handbook lists no prerequisite, corequisite or prohibition for this unit.

Learning outcomes

1. analyse personal financial situations and construct structured financial projections;
2. evaluate digital financial tools and products in terms of risk, incentives and behavioural impact;
3. design and justify a coherent personal financial strategy that supports long-term financial resilience;
4. apply critical and reflective judgement when managing financial decisions in a digital environment.

Workload

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.

Student experience, not official rules. Nothing here changes what the Handbook says.