BFW2401 · Commercial banking and finance

Overview

This unit examines the major risks and issues faced by financial institutions within the context of the global environment. Topics include an introduction to the banking environment, bank performance, management of bank risks including credit, capital, liquidity and interest rate risk, loan pricing, liability management, investment management and capital adequacy.

Offerings

Assessment

The Handbook does not list a final examination among the assessment items. That is not a guarantee there is none.

Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.

Requisites

Learning outcomes

1. Illustrate the unique role of financial institutions and banks within the theoretical underpinning of financial intermediation
2. identify and measure the main risks of banks and related prudential requirements faced by financial institutions and assess factors to consider in managing these risks
3. analyse appropriate qualitative and quantitative data or characteristics to assess the bank’s sustainability practices and financial performance
4. evaluate banks’ capital based on international and local regulations, with specific focus on Basel Accords for bank capital regulations
5. demonstrate communication skills in presenting risk analysis findings to the banks board.

Workload

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.

Student experience, not official rules. Nothing here changes what the Handbook says.