BFI3841 · Credit analysis and lending management

Lending environment; decision making and organisation of lending, lending policies and controls; behavioural aspects of decision making and decision makers; retail, commercial and corporate lending; business expansions; off balance sheet lending; loan management and problem loans.

The Handbook publishes no offerings for this unit.

The Handbook does not list a final examination among the assessment items, but there may still be one.

1. 1 - Exercise

   Exercise

   45%

2. 2 - Quiz / Test

   Quiz / Test

   40%

3. 3 - Demonstration

   Demonstration

   15%

Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.

1. examine the major types of lending products and match these products to customer needs;
2. analyse the risk return characteristics and pricing of a loan application;
3. discuss the behavioural aspects associated with lending decisions;
4. apply statistical techniques used in decision making at the approval, monitoring and termination stages of lending;
5. apply critical thinking, problem solving and presentation skills to individual and/or group activities dealing with lending decisions, and demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFI3841.

Case-based teaching - This unit includes case-based teaching, where you apply your knowledge and engage in analytical and reflective thinking to solve complex contextual scenarios. Activities are often designed so that there is not one clear answer, but you need to work together to examine, analyse and make decisions to resolve the situation. Active learning - This unit engages you in actively applying your knowledge, skills and attributes in interactive, collaborative and reflective activities.

Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.

Listed as the Handbook publishes them. Your unit's Moodle page has the current reading list.

BFI3841 is listed in 1 major, minor or specialisation in the 2027 Handbook.

Credit points

6

Level

Level 3

Faculty

Faculty of Business and Economics

School

Faculty of Business and Economics

Student contribution band

Band 4

Study abroad

Available

Handbook version

2027.01

These are students' own experiences, not official rules. Go by the Handbook.